How to save money with your mobile.

Last updated: 22 February 2016

How to save money with your mobile.

We all like a bargain, and your smartphone has a lot more to offer your budget than you might think.

From cashback apps that help you to make the most out of your loyalty to certain stores, to coupons and online banking apps - there are loads of ways in which you can use your smartphone to save money, and get more out of every shopping experience. So here are a few suggestions…

Cashback and reward websites.

The free Saving Star app is designed for Android and iPhone, and lets you link loyalty cards you've received from local stores to your account, so you can instantly search for cashback offers during your next trip. Once you buy an item that’s eligible for cashback, just use your loyalty card at the checkout, load up a photo of your receipt, and get money added to your account. Simple.

There are also TopCashback (free on iPhone and Android) and Quidco (free on iPhone and Android) apps. These work in conjunction with their desktop sites, and can be used to get cashback on most online shopping sites.

Instant shopping comparison on your smartphone.

You may not be able to do all of your weekly shopping online, but it’s always worth checking out prices and how they compare. If you’ve got your smartphone handy you'll be able to quickly check to see if any online prices are better than what's being offered to you on the high street. All you need to do is scan a barcode on the product with your built-in camera and use a price-comparison app such as RedLaser (free on iPhone, Android and Windows Phone).

We also love the MySupermarket app (free on iPhone and Android), which lets you build virtual shopping lists for your groceries, to see which supermarkets have the cheapest price. You can then go through to the store’s website and order everything you need, and have it delivered straight to your front door.

Keep track of your finances with online banking.

If you’re concerned about your finances, you'll probably want to keep a close eye on every transaction you make.

Checking your bank account can be particularly useful if you're trying to decide what you can afford for lunch, or whether you should buy that sale item you so desperately want. For instant access to a view of your funds whenever, and wherever you are, online banking is the perfect solution.

What's more, there are numerous banks that have their very own apps available to download within seconds.

Vouchers and coupons on your mobile.

Coupons and vouchers are a surefire way of saving cash, but you may not always have newspaper clippings in your pocket. That's where coupon apps can be incredibly useful, as they give you a huge database of available vouchers for various stores in your area.

This means that you can check for discounts wherever you are, whenever you want. There are numerous options, but The Coupons for Android, or Couponsherpa for iPhone are a great place to start.

Follow your favourite stores on social networks.

If you often spend money at a particular store, your loyalty could help to save you money.

By following your favourite brands on social media, you can check on their updates throughout the day and be the first to learn about upcoming sales or offers. Many companies will host special savings opportunities and coupons for their social media fans too, so it’s worth ‘liking’ and ‘sharing’ their pages.

Trade-in old handsets for cash.

Another great way to save money with the help of your smartphone is to make sure you use the most economical option for getting rid of old or unwanted handsets. Because we know that missing out on the latest device sucks, Three offers an option to trade-in old mobiles so you can get money towards a shiny new smartphone. So rummage through those drawers of clutter, find that old mobile, and trade it in today for instant cash.