Ways to pay your airtime bill
There are loads of ways you can pay your artime bill. You can even save £60 a year if you pay by Direct Debit or regular card payment.
In this article:
Paying your device plan agreement
Your device plan agreement is separate from your airtime bill and is paid by separate Direct Debit. For more information, please see our paying your device plan agreement support page.
Pay by Direct Debit
Paying your airtime bill by Direct Debit is easy. And saves you £5 a month.
Your payment will come out 10-19 days after your bill date. The reference will be H3G. You can check your payment date on the Three app, My3, or your monthly airtime bill.
Head to our Direct Debit support page for more information, including how to set up or change your airtime Direct Debit.
Looking for information on your device plan agreement Direct Debit? Please check our Device Plan FAQs.
Pay by credit or debit card
Regular card payments
You can use your credit or debit card for regular payments to your airtime bill. This is an alternative to a Direct Debit and will still save you £5 a month.
This isn’t available for your separate device plan agreement Direct Debits.
Additional payments
Need to make an additional payment towards your airtime bill? You can register your credit or debit card.
For steps on how to register or update a card, visit our credit and debit card support page.
Other ways to pay your airtime bill
Don’t want to set up a Direct Debit or recurring card payment? There are other payment options available.
For the following payment methods, your reference will be your account number. You can find it at the top of your bill, on the Three app, or on My3. It starts with a 9 or 1.
Telephone or online banking
You can set up a payment to pay your airtime bill with your bank using these details:
Remember, you won’t be able to get the £5 monthly discount if you pay this way. It can take up to 5 working days to see the payment on your account.
Overseas bank
Paying your airtime bill from a bank overseas can take up to 10 working days to appear on your account. You’ll need the following details:
- SWIFT code (this is also known as a Bank Identifier Code or BIC): MIDLGB2110C
- Sort code: 40-02-50
- Account number: 81238817
- Reference: Your Three account number
If your bank is within the EU, you can also use our International Bank Account Number (IBAN) to pay us, which is GB19MIDL40025081238817.
Cheque
Cheques should be made payable to Three. So that we can match your payment to your account, please write your Three account number on the back of your cheque. You can find it on the top of your bill, on My3 or the Three app.
Cheques should be sent to:
Three Payment Centre
PO Box 1525
Northampton
NN1 9HJ
Important: Please do not send cash or letters to this address.
It will take up to 5 working days for your payment to reach us.
Calls and texts:
- After you’ve used up your monthly allowance
- To premium rate and non-geographical numbers like 0845 and 0345
- To international numbers from the UK – unless you have an Add-on
- When roaming in a country that’s not a Go Roam destination
- To non-EU countries from Go Roam in Europe destinations
- To anywhere other than the UK from Go Roam Around the World and Go Roam Around the World Extra destinations
- Daily roaming charge to unlock your UK allowance in Go Roam destinaitons
Data usage:
- After you’ve used up your monthly data allowance
- When roaming in a country that’s not a Go Roam destination
- That exceeds our fair usage limits in Go Roam destinations
What's not included in a Spend Cap
Some charges aren't included in a Spend Cap, so it's good to know what they are:
- Purchases via ThreePay like content on Google Play, App Store, Spotify etc.
- Administrative fees such as paper bills, bill copies, not paying by Direct Debit or recurring card payment
- Your monthly plan charge- including Add-ons and insurance
What happens when you hit your Spend Cap limit
Firstly, we'll send a text to let you know when you've reached 80% of your Spend Cap, then again at 100%.
Once you've hit your Spend Cap:
- Calls will be diverted to let you know you've hit your Spend Cap- including during a call.
- Texts won't send and you'll see a 'message can't be sent' error.
- Apps will be blocked from connecting to the internet- unless connected using WiFi.
Roaming with a Spend Cap
Roaming abroad is included in your Spend Cap. So you can travel without worrying about surprise charges.
It's important to know that the daily charge to unlock your allowance is included in your Spend Cap.
This means roaming will be blocked if you've:
- Set your Spend Cap to £0
- Hit your Spend Cap limit
For more information, check your destination.
Joined or upgraded before 01/10/2021: The daily charge doesn't apply. Check your destination for more information.
Did you find this page useful?
Any feedback you have helps us make your experience better.